Rates

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Example of a $500 loan with a $300 credit services fee charged by the Credit Services Organization. The Lender’s interest rate on this loan is 25% per annum.

Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. This APR is based on example loan terms of exactly six (6) bi-weekly installments. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

 

ANNUAL PERCENTAGE RATE

FINANCE CHARGE

AMOUNT FINANCED

TOTAL OF PAYMENTS

431.4849% e

$327.06e

$500.00

$827.06

The cost of your credit as a yearly rate.

The dollar amount the credit will cost you.

The amount of credit provided to you or on your behalf.

The amount you will have paid after making all payments as scheduled.

Number of Payments

Payment Amount

1

$137.84

2

$137.84

3

$137.84

4

$137.84

5

$137.84

6

$137.84

**Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers.