Title Loans

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A title loan is a type of secured loan where borrowers can use their vehicle title as collateral. The vehicle title must be lien-free in order to secure a title loan. Title loans have been used successfully by hundreds of thousands of people. Here are some of the reasons why:

  • Get your loan quickly, easy application process.
  • Title loans don’t require credit or background checks.
  • Title loans allow you to still drive your vehicle while you are still paying off your loan.
  • These loans are secured because you are using your car’s title as collateral.
  • Because you are using your car as collateral, being approved for this type of loan is almost guaranteed.

As long as you own your car, you are eligible for a title loan. Just bring your car into any one of our locations, provide proof of ownership, and you are on your way. Not sure if Title Loans are the way to go? Maybe a short term loan, or an installment loan will work better for you. Compare all three below, and see which one will work best for you.

 

Short Term Loans

Installment Loans

Title Loans

Re-payment Terms

Usually 2 weeks.

Up to 6 months, depending on the lender.

Up to 6 months, depending on the lender.

Security

Secure

Secure

Secure

Loan Amounts

Typically less than installment loans, ranging from $100-$1200.

Loans can be higher with installment loans, $100+

Typically loan amounts are equal to the value of your car.

Benefits

Perfect for emergencies, but should not be used for prolonged periods.

Better for longer term loans, with more flexibility on payment terms.

Good for long term loans, and you can still drive your car while you are paying the loan back.

Re-payment Frequency

Occurs on your next pay day.

Can be repaid weekly, bi-weekly, bi-monthly, or monthly.

Monthly payments

Online availability

Available Online

Available Online

Available in store, or Online.

Flexibility

Not as flexible as other options

Very Flexible

Flexible